Best Health Insurance Plans In India 2023
Best Health Insurance Plans In India 2023
Health Insurance
“Without health, life is not life; it is only a state of languor and suffering; an image of death.” Rising healthcare costs and growing lifestyle diseases have necessitated the need for health insurance as a vital financial tool to address healthcare needs.
Health insurance works as a financial-protection tool against medical expenses. It usually provides either direct payment or reimbursement for expenses associated with illness, injuries and hospitalization, as detailed in the scope of the policy cover. The cost and range of protection provided by a health insurance policy depends on the insurer and the type of policy purchased by you. Some policies also cover per and post hospitalization expenses.
HEALTH/MEDICAL INSURANCE
- FAMILY FLOAT HEALTH INSURANCE : Family Floater Health Insurance provides health cover for entire family members,under a single insurance ,we need not take separate policies for individually.This provides the facilities as like individual insurance policy i.e. in-patient care, per and post-hospitalisation etc.
- SENIOR CITIZEN HEALTH INSURANCE : This plan specifically designed for the individuals over the age of 60 years.From that age medical expenses and health complications are ,it’s good to take comprehensive health insurance plan to bear those medical expense.
- CRITICAL ILLNESS HEALTH INSURANCE : Critical illness includes,diseases like heart disease, cancer, organ failure, major organ transplant, kidney disease, coma, etc.These diseases effects heavily on their health condition .If the policy holder should have to diagnose ,then receives an lump-sum payout.
- PERSONAL ACCIDENTAL INSURANCE : Accidents are highly effects on our health and livelihood,because accidents effects on our physical and mental health.Major accidents could result death,permanent disability,temporary disability etc.
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