Tulsi Finserve Pvt. Ltd. - Financial services

 Are you still making lump-sum investments and hoping for the best? What if we told you there’s a smarter way to move your money — gradually, strategically, and with less risk? That’s exactly what a Systematic Transfer Plan (STP) does. Whether you're investing for long-term growth or transitioning between funds, STP in mutual funds offers a flexible strategy to ride the market’s highs while cushioning the lows. Curious about what is a Systematic Transfer Plan and why so many Indian investors are choosing it? This article breaks it down step by step — from types, benefits, to real-world examples — and shows you how to make it work for you. STP (Systematic Transfer Plan) is an investment strategy offered by most mutual fund houses in India. It empowers investors to systematically transfer a specific amount from one mutual fund scheme to another. This transfer can be done either through a one-time transaction or via scheduled intervals over a chosen period. The concept of STP i...

  STP is an acronym for Systematic Transfer Plan and is a feature that’s offered by many mutual fund houses. Opting for STP allows an investor to transfer a specific amount of money from one mutual fund to another. The transfer of funds from the source mutual fund to the target mutual fund can either be done through a swift single transaction or slowly over a specified period. There are two types of STP: Fixed STP: In this type, a fixed amount is transferred at regular intervals from the source scheme to the target scheme. This helps investors maintain a disciplined approach to investing and reduces the impact of market volatility. Capital Appreciation STP: In this type, only the capital appreciation (profits) generated in the source scheme is transferred to the target scheme. The principal amount remains invested in the source scheme. This strategy is often used when an investor wants to protect the principal amount while capturing any gains. STP can be a strategic tool for invest...

  STP is an acronym for Systematic Transfer Plan and is a feature that’s offered by many mutual fund houses. Opting for STP allows an investor to transfer a specific amount of money from one mutual fund to another. The transfer of funds from the source mutual fund to the target mutual fund can either be done through a swift single transaction or slowly over a specified period. There Are Two Types Of STP: Fixed STP: In this type, a fixed amount is transferred at regular intervals from the source scheme to the target scheme. This helps investors maintain a disciplined approach to investing and reduces the impact of market volatility. Capital Appreciation STP: In this type, only the capital appreciation (profits) generated in the source scheme is transferred to the target scheme. The principal amount remains invested in the source scheme. This strategy is often used when an investor wants to protect the principal amount while capturing any gains. STP can be a strategic tool for invest...

  STP is an acronym for Systematic Transfer Plan and is a feature that’s offered by many mutual fund houses. Opting for STP allows an investor to transfer a specific amount of money from one mutual fund to another. The transfer of funds from the source mutual fund to the target mutual fund can either be done through a swift single transaction or slowly over a specified period. There Are Two Types Of STP: Fixed STP: In this type, a fixed amount is transferred at regular intervals from the source scheme to the target scheme. This helps investors maintain a disciplined approach to investing and reduces the impact of market volatility. Capital Appreciation STP: In this type, only the capital appreciation (profits) generated in the source scheme is transferred to the target scheme. The principal amount remains invested in the source scheme. This strategy is often used when an investor wants to protect the principal amount while capturing any gains. STP can be a strategic tool for invest...

  STP is an acronym for Systematic Transfer Plan and is a feature that’s offered by many mutual fund houses. Opting for STP allows an investor to transfer a specific amount of money from one mutual fund to another. The transfer of funds from the source mutual fund to the target mutual fund can either be done through a swift single transaction or slowly over a specified period. There Are Two Types Of STP: Fixed STP: In this type, a fixed amount is transferred at regular intervals from the source scheme to the target scheme. This helps investors maintain a disciplined approach to investing and reduces the impact of market volatility. Capital Appreciation STP: In this type, only the capital appreciation (profits) generated in the source scheme is transferred to the target scheme. The principal amount remains invested in the source scheme. This strategy is often used when an investor wants to protect the principal amount while capturing any gains. STP can be a strategic tool for invest...

  STP is an acronym for Systematic Transfer Plan and is a feature that’s offered by many mutual fund houses. Opting for STP allows an investor to transfer a specific amount of money from one mutual fund to another. The transfer of funds from the source mutual fund to the target mutual fund can either be done through a swift single transaction or slowly over a specified period. There Are Two Types Of STP: Fixed STP: In this type, a fixed amount is transferred at regular intervals from the source scheme to the target scheme. This helps investors maintain a disciplined approach to investing and reduces the impact of market volatility. Capital Appreciation STP: In this type, only the capital appreciation (profits) generated in the source scheme is transferred to the target scheme. The principal amount remains invested in the source scheme. This strategy is often used when an investor wants to protect the principal amount while capturing any gains. STP can be a strategic tool for invest...

  STP is an acronym for Systematic Transfer Plan and is a feature that’s offered by many mutual fund houses. Opting for STP allows an investor to transfer a specific amount of money from one mutual fund to another. The transfer of funds from the source mutual fund to the target mutual fund can either be done through a swift single transaction or slowly over a specified period. There Are Two Types Of STP: Fixed STP: In this type, a fixed amount is transferred at regular intervals from the source scheme to the target scheme. This helps investors maintain a disciplined approach to investing and reduces the impact of market volatility. Capital Appreciation STP: In this type, only the capital appreciation (profits) generated in the source scheme is transferred to the target scheme. The principal amount remains invested in the source scheme. This strategy is often used when an investor wants to protect the principal amount while capturing any gains. STP can be a strategic tool for invest...

  STP is an acronym for Systematic Transfer Plan and is a feature that’s offered by many mutual fund houses. Opting for STP allows an investor to transfer a specific amount of money from one mutual fund to another. The transfer of funds from the source mutual fund to the target mutual fund can either be done through a swift single transaction or slowly over a specified period. There Are Two Types Of STP: Fixed STP: In this type, a fixed amount is transferred at regular intervals from the source scheme to the target scheme. This helps investors maintain a disciplined approach to investing and reduces the impact of market volatility. Capital Appreciation STP: In this type, only the capital appreciation (profits) generated in the source scheme is transferred to the target scheme. The principal amount remains invested in the source scheme. This strategy is often used when an investor wants to protect the principal amount while capturing any gains. STP can be a strategic tool for invest...